Recovery Operations Platform

Every foreclosure leaves money behind. We find who it belongs to.

SurplusOS is the command center for surplus funds recovery. Track leads across counties, automate owner lookup, and manage every claim from discovery to payout.

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The Opportunity

Unclaimed funds in US counties $B+
Owners who never learn ~80%
Avg. recovery per claim $5-50K
Industry tech adoption Low

Counties hold the money. Former owners don't know it exists. The system was never built to help them.

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Scattered Records

Surplus lists live on county websites, PDFs, and physical offices. No central database. Every county has different processes and formats.

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Owners Are Invisible

Former property owners move after foreclosure. Finding them requires skip tracing, address history, and persistence most firms do manually.

Claims Expire

Many states impose deadlines. Pennsylvania and others require timely action. Money that goes unclaimed reverts to the county permanently.

From county record to recovered funds. One system.

01

Discover

Monitor county surplus lists across Pennsylvania and beyond. Flag new opportunities as they appear.

02

Locate

Skip trace and identify former property owners. Match records to current contact information.

03

Reach Out

Personalized outreach to notify owners of their unclaimed funds. Letters, calls, and digital contact.

04

Recover

Prepare claim documents, file with the county, and track through to payout. No upfront fees to the owner.

The money is already there. Someone just needs to return it.

SurplusOS turns surplus funds recovery from a manual grind into a scalable operation. Every county. Every claim. One dashboard.

Open Pipeline Tracker →